All case studies
Fintech
Northgate Lending Platform
A digital lending platform replacing spreadsheet-based underwriting with automated scoring and audit trails.
- Decision time
- -74%
- Applications / month
- 12k+
- Manual data entry
- Eliminated
The challenge
Northgate's credit team processed applications manually across email and spreadsheets, with no audit trail and week-long turnarounds.
Our approach
- Mapped the underwriting journey and designed a stage-based origination workflow.
- Built an automated scoring engine with configurable rules and override logging.
- Integrated KYC, bank statement parsing and payment gateway disbursement.
- Shipped an operations dashboard with SLA timers and portfolio analytics.
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